Five simple steps to choosing an investment-linked plan
Step 1: Determine your savings reserve
This is the money you set aside for day-to-day expenses and for emergency purposes.
This is the money you set aside for day-to-day expenses and for emergency purposes.
Step 2: Identify your investable assets
Your investable assets = Your total assets less your savings reserve.
Your investable assets = Your total assets less your savings reserve.
Step 3: Identify your risk profile
What is your risk appetite? Are you the type to play it safe, or to take your chances? Complete our Risk Profiler to find out.
What is your risk appetite? Are you the type to play it safe, or to take your chances? Complete our Risk Profiler to find out.
Step 4: Determine your investment objectives and horizon
When would you need your capital back should you invest it today? This will affect the types of funds you invest in.
When would you need your capital back should you invest it today? This will affect the types of funds you invest in.
Step 5: Build your portfolio
We have developed an investment portfolio that caters to 3 different investment horizons of 5, 8 and 12 years. These portfolios have been put together to help optimise your returns according to your risk appetite and investment horizon.
We have developed an investment portfolio that caters to 3 different investment horizons of 5, 8 and 12 years. These portfolios have been put together to help optimise your returns according to your risk appetite and investment horizon.
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