Prudential Investment Insurance

PRUDENTIAL Investment

A cosy retirement. Your children's tertiary education. Your lifetime dream of travelling around the world.

These are the things that many of us dream to achieve, or provide for our loved ones in the future. However, many have compromised these lifetime plans due to financial commitments and other obstacles.

Fortunately, you can now invest and be protected at the same time with our PRUlink investor account

A single premium investment-linked whole life insurance, the PRUlink investor account is for those who prefer one-off investments.

The plan lets you choose from a range of six PRUlink equity, bond, or managed (mixed asset) funds, depending on which fund best suits your individual needs and risk profile. You also have the flexibility to realise some of your cash values if you have a sudden need for it, and you can top-up at any time.

This means you and your loved ones can enjoy the best of both worlds: insurance protection and investment.

The PRUlink investor account gives you:

• Flexibility to apportion your premium into any of the six available PRUlink funds, depending on your investment goals and risk tolerance. 95% of your premiums will be used to purchase units in the PRUlink fund(s) of your choice.
• Control over your investments: Switch your investment between PRUlink funds at any time, for a small fee. Your first switch a year is FREE. Top up your investment with lump sum payments at any time. Or, make withdrawals or cash out your policy at any time.
• Opportunity to start investing from as low as RM4,000.
• You can also enhance the cash value of your plan with single premium top-ups; your top ups can be from as low as RM1,000.
• Coverage on Death (for whole of life) and Total & Permanent Disability (up to age 60); with benefits amounting to:

              i.   value of units in the policy, or

              ii.  125% of single premium plus 100% of top-ups less withdrawals, or

              iii. RM5,000 whichever is higher.

The minimum single premium needed is RM4,000.

PRUlink investor account is a single premium investment-linked insurance product. With a minimum of RM4,000, you can start investing in PRUlink fund(s) of your choice.