SMART EXTENDER by GE

SMART EXTENDER

Increase your medical protection with higher annual limit and no lifetime limit In times of medical emergencies, you'd want your medical protection to be able to give you added peace of mind, enabling you to have access to proper medical care. That is why we're introducing Smart Extender,  a  medical  rider with deductible

that provides higher annual limit and no lifetime limit to ease your burdens from the increasing medical expenses. Enjoy a high overall annual limit with no lifetime limit Smart Extender offers a high overall annual limit equal to ten times of the deductible amount, with no lifetime limit. The deductible is an amount which is equivalent to the initial overall annual limit of the medical rider attached to your investment-linked insurance policy. Smart Extender covers the total eligible medical expenses incurred for all insured benefits accumulated in any one policy year, minus the deductible amount of the selected plan. The deductible amount is the amount of the eligible medical expenses that you need to settle first before Smart Extender pays the excess. An example of how it works: A 28-year old male buys a Smart Extender SE60K plan with a deductible amount of RM60,000. He was admitted into the hospital in April 2015, June 2015 and July 2015 with eligible medical bills of RM30,000 each totalling to RM90,000 in Smart Extender's policy year. The first RM60,000 will be paid by him and/or his other medical rider and the remaining RM30,000 will be payable under the Smart Extender. Comprehensive medical benefits with no co-insurance Smart Extender does not only offer a high overall annual limit, but gives you financial security too. With no co-insurance payments required for hospital inpatient benefits as well as pre-hospitalisation and post-hospitalisation benefits, you can focus on getting well while we take care of your medical expenses Protection and coverage up to 80 years next birthday With Smart Extender, you will be covered up to the age of 80 years next birthday, giving you reassurance even in your golden years. Smart Extender must be attached together with SmartMedic, SmartMedicXtra or any other eligible investment-linked medical rider that will be introduced by the Company in the future. The Deductible Amount under Smart Extender must correspond to your medical rider's initial overall annual limit, i.e. SE60K for SM100, SE90K for SM150 or SMX150 and SE120K for SM200 or SMX200. Disclaimer: The product information above is for general information only. It is not a contract of insurance. You are advised to refer to the Product Brochure, consumer education booklet on Medical and Health Insurance product (MHI), Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life Assurance (Malaysia) Berhad.