SMARTINVEST PREMIER by GreatEastern

SMARTINVEST PREMIER

Investments geared towards realising your dreams Marriage and family, personal pursuits, savings for a rainy day... whatever your goals may be, there is now a plan to help you realise your dreams with greater confidence.

SmartInvest Premier Insurance 2 ("SmartInvest Premier") is a plan that focuses on investing your money through higher allocation rates and Loyalty Incentive while taking care of all your needs and commitments. You can even attach additional riders to ensure continuity of your investments should your health ever let you down - without requiring further contribution on your part. Higher investment allocation for more investment opportunities Because SmartInvest Premier is serious about building your wealth, you'll enjoy a high allocation rate of 95% to investments right from the first policy year and onwards. Additionally, a 2% Loyalty Incentive will be added to your premium allocation rate for payment of premium for every 3rd policy year. Boost the investment value of your policy at any time As your needs develop, you can increase your commitment to grow your wealth through an option to boost the investment value of your policy via single premium top-ups. A minimum amount of RM1,000 for a single premium top-up will result in a fresh injection of 95% of your premiums paid to unit funds, bolstering your investment value and potential returns. See your investments through the unexpected You have the option to attach additional riders such as premium waiver riders to ensure continuity of your investments even if your health takes an unfortunate turn. Should you suffer from a physical setback like TPD, you will receive the benefits payout in accordance with the TPD provisions of your policy - but it doesn't end there. We will continue to invest on your behalf without requiring further contribution on your part. Pick your own funds You get to pick and invest in whatever best suits you at any time. Our range of professionally managed funds will cater to your risk appetite and investment style. If you ever change your mind, simply make a new selection. Provision of financial protection against the unexpected In the case of death, or should you be afflicted with TPD, the basic sum assured and your total investment value will be paid out in accordance with the provisions of the policy. Hence, you can be rest assured that your loved ones have the financial resources they'll need to carry on. Other benefits include: Tax benefit Disclaimer: The product information above is for general information only. It is not a contract of insurance. You are advised to refer to the Product Brochure, Sales Illustration, Fund Fact Sheet, Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life Assurance (Malaysia) Berhad.