AIA Saving Protection

AIA Savings

BENEFITS

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A-EnrichGold offers you:

Short Premium Payment Term

• Just 10 years of premium payment allows you to enjoy benefits of up to 25 years.

Increasing Guaranteed Cash Payments

• Increasing Guaranteed Cash Payments are payable every 2 years starting from the end of 2^nd policy year, and it increases from the 11^th policy year onwards until maturity.

End of Policy Year	Guaranteed Cash Payment (% of Sum Assured)
2	5%
4	5%
6	5%
8	5%
10	5%
11 to 20 (yearly)	8%
21 to 25 (yearly)	12%

Guaranteed Maturity Value

• When your plan reaches maturity, you get a guaranteed sum of 120% of your basic sum assured.

Potential Growth on Funds Invested

• You can enjoy potential investment gains via AIA Investment Funds.
• For every premium amount paid, 30% of the premium (excluding loading, if any) will be allocated to A-Plus Enhancer. This amount will be used to purchase units in your chosen fund(s) at 95% allocation rate.
• Up to 4 AIA Investment Funds of varying risk profiles are available for you to choose from.

Flexibility in Savings

• You have the option of topping up your savings when you have extra money.
• You can withdraw the money when you need it.
• You can also switch your funds according to your risk tolerance level.

Insurance Coverage

• Coverage on death and Total Permanent Disability (TPD)¹

Additional Insurance Coverage Due to Accident²

• An additional 100% of the sum assured shall be payable upon death or TPD caused by accident.

¹ Coverage for TPD is up to age 65. ² Coverage for accidental death is up to age 70 while accidental TPD is up to age 65.
For more information on AIA Investment Funds, please visit our newly enhanced Investment-Linked Funds page.
Important: This is purely a product summary. Please refer to the policy contract for further details.

COVERAGE LEVELS

Entry Age	14 days to 65 years old
Minimum Sum Assured	RM 15,000
Coverage Term	25 year term
Premium Paying Term	10 years