SMARTINVEST GROWTH by GreatEastern

SMARTINVEST GROWTH

Enhance your financial safety net with investment opportunities When you have set clear goals in life, you need to plan ahead to ensure your future lives up to your expectations. SmartInvestGrowth Insurance ("SmartInvest Growth") is an investment-linked insurance plan designed to do just that by enhancing your protection and personal safety net.

The plan offers a convenient way to increase your sum assured when you want more coverage due to increasing financial and family commitments at different life stages. Starting with a one-time premium of just RM5,000, you can also choose to top up anytime to boost your policy's investment value. As SmartInvest Growth enhances your coverage and makes the most of your money, the financial safety net it provides will bring your dreams closer to reality. Enhance your protection with Guaranteed Insurability Benefit (GIB) When you marry, welcome a newborn child or as your responsibilities increase, your protection needs will grow. The plan's GIB allows you to conveniently increase your sum assured accordingly, subject to the maximum limit, without underwriting. To reflect these big commitments, you can increase your protection periodically at the following times: At least once every two years 10% increase to the current sum assured First marriage 50% increase to the current sum assured Arrival of each child 10% increase to the current sum assured Note: The optional benefits above are applicable prior to age 60 years next birthday. Terms and conditions apply. Your money goes further with high investment allocation Best of all, the plan maximises your investments by allocating 95% of your premium to unit funds. The performance of your investments will contribute to the total investment value of your plan. Top up at any time for greater investment opportunities The plan allows you to top up the investment value of your policy whenever and as often as you wish. Each single premium top up of minimum RM1,000 injects a fresh amount of 95% of your premiums paid to unit funds. This allows you to enjoy the benefit of any potential growth in the value of your unit funds. Flexibility to choose and switch between funds To help you take advantage of the high premium allocation rate, the plan gives you access to professionally managed funds. You can pick the funds that suit your risk appetite and investment style. When your needs change later, you can switch your choice of funds. Protection that safeguards your loved ones' future Enjoy peace of mind as the plan makes the most of your money. In the event of death or Total and Permanent Disability (TPD), the basic sum assured or total investment value of the policy, whichever is higher, will be paid out in accordance with the provisions of the policy. Hence, you can be rest assured that your loved ones have the financial resources they may need to carry on. Other benefits include: Tax benefit Disclaimer: The product information above is for general information only. It is not a contract of insurance. You are advised to refer to the Product Brochure, Sales Illustration, Fund Fact Sheet, Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life Assurance (Malaysia) Berhad.